UM/UIM Claims

Legal Help for Victims of Uninsured and Underinsured Motorists in North Carolina

It is an unfortunate fact of life that many people have no insurance or not enough insurance to pay for the damages of the people they injure in car accidents. There are many drivers who carry no insurance at all. In these cases, it's valuable to work with a lawyer who understands insurance law and who can investigate other possible sources of recovery. One of the sources may be your own insurance for uninsured and underinsured motorists (UM/UIM).

You may want to consider these factors under UM/UIM claims:

• "Your insurance company may have adverse interests." Unfortunately, once you change from being a premium payer to a claims filer, your relationship with your insurance company can become adversarial.
• "Failure to file your claim may result in waiving your rights." There are many pitfalls for people (and even inexperienced lawyers) who file UM/UIM claims. All other sources of coverage must be exhausted before you can file an UM/UIM claim. If your claim is not handled properly, your UM/UIM claim may be denied.
• "Bad faith claims." Insurance companies are very experienced in litigating the terms of their UM/UIM policies. While there are specific actions that would enable you to file a bad faith claim (and obtain additional damages), you will likely need the guidance of an experienced attorney to succeed.

At the law firm of Bush & Powers in North Carolina, our lawyers understand the law when it comes to uninsured and underinsured motorist claims. Our lawyers will serve as zealous advocates to guide you through the complex insurance issues you will face.

Free attorney consultation

We are eager to serve victims of uninsured and underinsured motorists. We offer free attorney consultations on the phone, in the office, or in your home or the hospital if you are unable to travel. We are accessible 24 hours a day through our office phone at (704) 899-5559 or (866) 638-3134 or through the personal cell phone of attorney Joe Cheek at (704) 201-7118. You can also schedule an appointment by completing our simple contact form. Se habla español.